Suggestion box on the website.

The time and place to prepare for retirement is here and now.

Get ready for retirement with Plan It^TM: Retire Ready Toolkit. It’s a free online MSECU resource that can help you plan for—and achieve—retirement security. Access articles, listen to audio clips, run “what if” financial longevity scenarios, and listen in on the financial conversations on PreRetiree Lane.

• Create a personal profile
• Track your own retirement savings
• Print personalized charts
• Make retirement to-do lists and many more....

Let Plan It™ help improve your financial future. Click here to learn more!

New Plan It content featured in July:

• Taking Care of Aging Parents, Relatives (featured week of July 1)
  Are you ready to care for aging parents or relatives? This article contains suggestions about how to prepare for this tough—but potentially rewarding—role.
• Audio: Farm Transfers--Who'll Get Grandpa's Farm? (featured week of July 7)
  Sharon DeVaney, professor, Purdue University, discusses the common problems involved with transferring the family farm or business from one generation to the next, and tells you where to find outside help.
• When Your Medical Claim is Denied (featured week of July 14)
  If your medical claim is denied, it pays to know the right way to appeal.
• Don't Stop Feeding Your 401(k) (featured week of July 21)
  Don’t let stock market woes cloud your judgment. If you pull the plug on your 401(k), you’ll miss out on an investment “sale.”
• Give $12,000, Avoid Federal Gift Tax (featured week of July 28)
  Take advantage of the gift tax exclusion--a smart way to transfer assets during your lifetime and reduce your taxable estate.

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Now you are able to print your HR/ CMS calendar!

Click Here  to display the 2008 Calendar.

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MSECU’s Members Benefit from New Internet Services

E-Checks

MSECU is pleased to introduce a new way for you to view your cleared checks online!

With E-Checks, Now you can view images of cleared checks directly through State-Line Online Banking. This feature is FREE for all MSECU members who have checking accounts and State-Line Online Banking access. This new web-based imaging service lets you view cleared checks from your last three statements.

Check images can be retrieved though State-Line Online Banking by doing one of the following:

When viewing your account history, click on any check item that is hyperlinked. Do a check search by date, check number or amount in a specific date range to view the check items cleared . the check number will appear as a hyperlink. Click on the hyperlink to view the check image. 

CU InfoLink

MSECU is pleased to introduce a new way for you to check the status of your MSECU credit card accounts.

Now you can go to our web site, click State-Line Online Banking and Once you have logged in, Click on the "Credit Cards" link under the left Services menu to register your MSECU credit card accounts. Select or add your card/s to register. Once you registered an account, you can immediately begin to view vital information about your account, any time of day, from the convenience and security of your own computer. All you need is a connection to the Internet. (Of course, you can still get information and service on you accounts by calling our toll-free telephone number)

This new web-based credit card information service lets you view transactions from your last three statements, check your account balance, available credit, next payment date, and amount due. With our EZ-Pay bill pay service, you can even pay your credit card bill online. Best of all, there’s no charge to you, the member, for getting your account data over the Internet.

Web access to credit card data is fast - pages appear in seconds. Most importantly, this new way to examine account data is secure - all exchanges between your web browser and the credit card pages are protected by SecureSockets Layer (SSL) 128-bit encryption.

We at MSECU know the internet is a delivery channel that's in very high demand now because of its convenience. We are using the Internet as another way for our members to access their account information from our virtual branch, State-Line Online Banking 24-Hours a day. 

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New Fraud Protection Page !

*MSECU is pleased to introduce a new way for you to get educated on fraud prevention and identity theft. Our new Fraud Protection page on our website offers our members tips on preventing Identity Theft and minimizing risks, tools for victims, alerts, publications, resources, including a short quiz to test your knowledge.

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You have goals and dreams. Will you have the money?     

Get your money working towards your goals and future without sacrificing the present with MoneyMix^TM: Launch Your Life. It’s a free collection of financial tools and articles geared specifically for the opportunities and challenges young adults are facing today. You can even discuss ideas and issues with peers on our interactive blog. Topics include:

•  Budgeting that matches your priorities
•  Savings plans that work
•  Making use—not abuse—of credit 

What's new with MoneyMix?     Read below and find out!  

Recent Blog Posts

• Blogger JJ shares why his recent experiences show extended warranties may not be such a bad thing after all in the Insuring Blog. 
• Blogger Beth explains why a "staycation" isn't your only option for vacation with a limited budget in the Spending Blog.
• Bloggers Him&Her offer important tips for reducing driving expenses and saving money with your car in the Driving Blog.

Recent Articles

• RIAA Continues to Prosecute College Students - Downloading and sharing music files that you don't pay for is bad news and folks are getting caught. The Recording Industry Association of America is cracking down on students illegally downloading music while using peer-to-peer download programs. Are you at risk?
• New Bill to Aid Veteran's Education - A new GI Bill that will increase educational benefits to veterans passed both houses of Congress recently, and was signed into law by President Bush. How will it help young veterans?
• 10 Ways to Avoid Wasting $ on Your Car- With high gas prices and a shaky economy it's even more important to make the most out of every dollar you have. These tips will help you get the most out of your car and your money!?

Coming Soon

• Internship Advice from the 'Queen' Herself - Many students strive to have one internship in college; Lauren Berger had 15. By the time she graduated, Berger had interned with companies such as FOX, NBC and MTV. She parlayed that experience into becoming an intern queen, which is exactly what she named her company.
• Stafford Loan Interest Rates Go Down - Federal education loans and grants will become more affordable for students in July. The interest rate for Stafford loans decreased by 0.8 percent from 6.8 percent and will decrease during the next four years until it hits 3.4 percent.
• Do You Know What You're Worth? - Blogger Saakins writes about beginning her search for a future job, and how to determine an adequate salary based on your experience and education.

 Take advantage of MoneyMix^TM and unlock your potential. Visit the website today!

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Revised Format of your MSECU Account Statement

Effective March 2007, we have changed the statement production format to include all of your account information on a monthly basis vs. a quarterly basis.

This new format will provide you the ability to review your total account relationship with the Credit Union in a monthly format.

Please review your statements in a timely manner for errors, omissions and fraudulent activity. Thank you.