Direct Deposit

Direct deposit is safe, fast, confidential and FREE. Your money is deposited even if you're out of town!

No more standing in line to deposit your check. Your pay can be deposited directly into your MSECU Checking or Share accounts on the morning of the day you get paid. Direct deposit is a smart way to get paid!

How to set up Direct Deposit

Start with your payroll or personnel office to request a direct deposit form. or click here to download the form. Follow the instructions on the form and return it to your payroll office or your employer. Your payroll or personnel office should be able to tell you when your direct deposit will begin.

A few things to remember:

Your nine-digit account number
MSECU's ABA/ Transit Routing Number is: 211081203
If you are not already a MSECU member, you will need to complete the Membership Application before signing up for direct deposit
If you are adding direct deposit service to a new account, be sure that you have ATM access and / or checks before beginning direct deposit
Questions regarding partial payroll amounts and the timing of direct deposits should be directed to your employer/ payroll office.

Once a direct deposit exists on your MSECU account, the funds are available for access through MSECU State-Line Online banking with EZ Pay, our Quick n' Easy Telephone teller service, and our ATM's.

Additionally, once the direct deposit is set-up, you may call MSECU's member service line to change the way funds are distributed within your account. For example, you may decide that you want your MSECU Credit Card or another loan to be paid automatically from your direct deposit.

If you are already a MSECU member and would like to set-up direct deposit, you can Download or print ** your Payroll Deduction application or contact MSECU.

For MSECU contact information including telephone numbers and hours of operation, Click Here!

Please Note:
It takes approximately four to six weeks for your Direct Deposit to begin. If direct deposit does not begin after six weeks, please contact your Payroll / Personnel department to see if it is pending. Do not submit another application.

Not Just For Payroll Anymore!

The most popular way of using direct deposit is for payroll, but it can also be used for other types of federally recurring payments, including:

State Pension
Civil Service Retirement (OPM)
VA compensation or Pension
Tax refunds
Military civilian pay
Social Security

To set-up direct deposit for federally recurring payments, phone the agency directly and request direct deposit.

**Please Note: Adobe Reader is required to view the direct deposit application link above. Please click on the following link to install Adobe on your computer: