Effective 1/01/2008
|
Type of Savings Account
|
Minimum Balance
|
Dividend Rate
|
APY*
|
|
Main Share Accounts**
|
|
|
|
|
Less than $50.00
|
$25.00
|
0.00%
|
0.00%
|
|
$50.00 - $100,000
|
$50.00
|
0.50%
|
0.50%
|
|
|
|
|
|
|
Share Checking Accounts
|
|
|
|
|
Basic Checking
|
$25.00
|
0.00%
|
0.00%
|
|
N.O.W. Interest Checking
|
$25.00
|
0.50%
|
0.50%
|
|
N.O.W. Free/Interest Checking
|
$25.00
|
0.50%
|
0.50%
|
|
|
|
|
|
|
Holiday Account
|
$25.00
|
0.50%
|
0.50%
|
|
Vacation Club Account
|
$25.00
|
0.50%
|
0.50%
|
*APY = Annual Percentage Yield
**Minimum opening deposit is $25.00 or more. This remains as your minimum balance as required for membership by the Credit Union's Charter.
Minimum balance to earn the advertised Annual Percentage Yield is $50.00.
Fees could reduce the earnings on the account.
Monthly Account Maintenance Fee of $3.00 (6 month grace period for new members)
Waived if member:
(a) maintains any share account other than main share
or
(b) has $200 or more on deposit in main share account
or
(c) has any open loan or credit card or
(d) is under 18 or 65 or older
Photocopy of Official Check/Share Draft/Money Order $5.00
Each withdrawal after 2 free per month $.99
Overdraft Protection Transfer $7.00
**A ten dollar ($10.00) fee will be charged to accounts closed within six months of opening**
Rates subject to change, even after account is opened (with the exception of Term Certificate Accounts)
|
