Effective 02/01/2008
Home Equity - Fixed Rate (Member pays closing costs)
|
Approximate Term
|
APR
|
MO Pmt* (per $1000)
|
|
Loan to value 80% or less
|
|
|
|
1 Year
|
6.25%
|
$86.18
|
|
2 Years
|
6.25%
|
$44.43
|
|
3 Years
|
6.25%
|
$30.54
|
|
4 Years
|
6.25%
|
$23.60
|
|
5 Years
|
6.25%
|
$19.45
|
|
|
|
|
|
6 Years
|
7.00%
|
$17.05
|
|
7 Years
|
7.00%
|
$15.10
|
|
8 Years
|
7.00%
|
$13.64
|
|
9 Years
|
7.00%
|
$12.51
|
|
10 Years
|
7.00%
|
$11.62
|
|
|
|
|
|
11 Years
|
7.00%
|
$10.88
|
|
12 Years
|
7.00%
|
$10.29
|
|
13 Years
|
7.00%
|
$9.78
|
|
14 Years
|
7.00%
|
$9.35
|
|
15 Years
|
7.00%
|
$8.99
|
|
|
|
|
|
16 Years
|
7.00%
|
$8.67
|
|
17 Years
|
7.00%
|
$8.40
|
|
18 Years
|
7.00%
|
$8.16
|
|
19 Years
|
7.00%
|
$7.94
|
|
20 Years
|
7.00%
|
$7.75
|
*APR = Annual Percentage Rate. All rates are subject to change, APR may increase after consummation of loan . See applicable disclosures at the bottom of the page.
Back to Top
Home Equity Loan - Fixed Rate (Credit Union pays closing costs)
|
Approximate Terms
|
APR
|
MO Pmt* (per $1000)
|
|
Loan to Value of 80% or less
|
|
|
|
1 Year
|
7.25%
|
$86.64
|
|
2 Years
|
7.25%
|
$44.89
|
|
3 Years
|
7.25%
|
$30.99
|
|
4 Years
|
7.25%
|
$24.06
|
|
5 Years
|
7.25%
|
$19.92
|
|
|
|
|
|
6 Years
|
8.00%
|
$17.53
|
|
7 Years
|
8.00%
|
$15.59
|
|
8 Years
|
8.00%
|
$14.14
|
|
9 Years
|
8.00%
|
$13.02
|
|
10 Years
|
8.00%
|
$12.14
|
|
|
|
|
|
11 Years
|
8.00%
|
$11.42
|
|
12 Years
|
8.00%
|
$10.83
|
|
13 Years
|
8.00%
|
$10.33
|
|
14 Years
|
8.00%
|
$9.91
|
|
15 Years
|
8.00%
|
$9.56
|
|
|
|
|
|
16 Years
|
8.00%
|
$9.25
|
|
17 Years
|
8.00%
|
$8.89
|
|
18 Years
|
8.00%
|
$8.75
|
|
19 Years
|
8.00%
|
$8.55
|
|
20 Years
|
8.00%
|
$8.36
|
*APR = Annual Percentage Rate.All rates are subject to change, APR may increase after consummation of loan. See applicable disclosures at the bottom of the page.
Back to Top
Unless otherwise noted, first mortgage rates are based on $100,000 loan amount for purchase of primary residence with LTV <= 80%, no cash-out and cash-out refinances <= 70% LTV. Slight price adjustments may vary for cash-out refinances > 70% LTV and variable rate mortgages.
Back to Top
For More information please contact the Loan department.
|
